Property Insurance

Property Insurance

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Property Insurance

The Standard Fire & Special Perils (SFSP) Insurance, designed to cover loss or damage to Buildings, Plant & Machinery, Tools, Instruments and accessories, Furniture, Fixtures and Fittings, Electrical Installations, Stocks in trade including work in progress, etc due to Fire and Act of God perils. This policy is vital for all types of industry and trade groups, offices, service occupancies, households and assets belonging to all sections of society.

The policy specifically covers the following:

Fire

Lightning

Explosion / implosion

Aircraft damage

Riot, strike and malicious damage (RSMD)

Storm, cyclone, typhoon, tempest, hurricane, tornado, flood and inundation (STFI)

Impact damage

Subsidence and landslide including rockslide

Bursting and/or overflowing of water tanks, apparatus and pipes

Missile testing operations

Leakage from automatic sprinkler installations

Bush fire

Architects’, surveyors’ and consulting engineers’ fees

Removal of debris


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